Declaration
I, declare and warrant that the above
information in this application,
and in all documents submitted to ALLIANZ NIGERIA INSURANCE Ltd in connection with this
application, whether in own handwriting or not, is true, correct and complete and will form the basis
of the proposed contract. I agree that if any material information concerning the risk on the life/lives
insured has not been fully disclosed, or if I have given any untrue, incorrect or incomplete answers,
ALLIANZ NIGERIA INSURANCE Ltd reserves the right to cancel my cover and I shall forfeit all premiums paid.
I irrevocably authorize and request any Doctor or other person who may be in possession of,
or hereafter acquire any information concerning my health to
disclose such information to ALLIANZ NIGERIA INSURANCE Ltd
RESTRICTIONS, WAR AND KINDRED RISKS
It is agreed and expressly understood that should the death of the life assured occur directly
or indirectly from his/her engaging in or taking part in riot or strike, civil commotion,
insurrection, war (whether war be declared or not) or any act incidental thereto, the total amount
payable under this policy shall be limited to the total amount of the premiums actually paid under
the policy (less all extra premiums and any amount already paid by the company under the policy)
together with compound interest on the premiums so paid to the date of the death of the life assured,
at the rate to be determined by the company provided always that the total amount so payable under the
policy shall not be more than the value of the sum assured.
The Assurer shall not recognise any claim arising from any medical impairment or condition of a Life Assured
which occurred or which was diagnosed prior to commencement of the term of assurance under
this Policy, or within six (6) months of such commencement.