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Product Information

Payment Frequency	Term	Savings/Contribution(₦)	ToTal Contribution(₦)	Projected Account Balance(₦)
Annual	5

	First Premium(₦)	Subsequent Premium(₦)	Sum Assured(₦)

	Sum Assured	Premium (=N=)
Monthly
Quarterly
Semi-Annually		17,565
Yearly
Single

Benefit(s)
Death	Sum Assured or Account balance (whichever is greater)
Funeral Expenses	N250,000
Maturity Benefit	Balance in savings fully payable
Interest Rate	T - Bills less 5%
Sum Assured	500,000.00
Payment Frequency	Monthly

Benefit(s)
Sum Assured	6,000,000
Life Benefit	Sum Assured
Double Accident Death Benefit	Twice your Sum Assured
Critical Illness Benefit	70% of Sum Assured after being diagnosed & 30% on Death
Funeral Expense Benefit	10% of Sum Assured (Maximum of 500,000)
Permanent Disability	Sum Assured
Escalation Benefit	5% yearly increase in Sum Assured after 5 years (subject to maximum of 130% of initial Sum Assured)

Benefit(s)
Sum Assured	1,000,000
Life Benefit	Sum Assured
Double Accident Death Benefit	Twice your Sum Assured
Critical Illness Benefit	70% of Sum Assured after being diagnosed & 30% on Death
Funeral Expense Benefit	10% of Sum Assured (Maximum of 500,000)
Permanent Disability	Sum Assured
Escalation Benefit	5% yearly increase in Sum Assured after 5 years (subject to maximum of 130% of initial Sum Assured)

Benefit(s)
Sum Assured	5,000,000
Life Benefit	Sum Assured
Double Accident Death Benefit	Twice your Sum Assured
Critical Illness Benefit	70% of Sum Assured after being diagnosed & 30% on Death
Cancer Benefit	Sum Assured after being diagnosed
Funeral Expense Benefit	10% of Sum Assured guaranteed (Subject to maximum of N500,000)
Escalation Benefit	10% yearly increase in Sum Assured after 5 years (subject to maximum of 150% of initial Sum Assured)

Benefit(s)
Sum Assured	5,000,000
Life Benefit	Sum Assured
Double Accident Death Benefit	Twice your Sum Assured
Critical Illness Benefit	70% of Sum Assured after being diagnosed & 30% on Death
Cancer Benefit	Sum Assured after being diagnosed
Funeral Expense Benefit	10% of Sum Assured guaranteed (Subject to maximum of N500,000)
Escalation Benefit	10% yearly increase in Sum Assured after 5 years (subject to maximum of 150% of initial Sum Assured)

	Benefit(s)
Death	Sum Assured or Account balance (whichever is greater)
Maturity Benefit	Balance in savings fully payable
Interest Rate	2.5% per annum
Sum Assured	250,000.00
Payment Frequency	Monthly

	Benefit(s)
Death	Sum Assured or Account balance (whichever is greater)
Maturity Benefit	Balance in savings fully payable
Interest Rate	2.5% per annum
Sum Assured	N1,000,000
Payment Frequency	Monthly

	Benefit(s)
Death	Sum Assured or Account balance (whichever is greater)
Maturity Benefit	Balance in savings fully payable
Interest Rate	2.5% per annum
Sum Assured	N1,000,000
Payment Frequency	Monthly
Special Additonal Benefits	Double Death Benefit

	Benefit(s)
Death	Sum Assured or Account balance (whichever is greater)
Maturity Benefit	Balance in savings fully payable
Interest Rate	3.5% per annum
Sum Assured	N1,000,000
Payment Frequency	Monthly
Special Additonal Benefits	Double Death Benefit, Medical Benefit due to accident(1 time limited to max NGN 150,000), FE (NGN 250, 000)

	Benefit(s)
Death	Sum Assured or Account balance (whichever is greater)
Maturity Benefit	Balance in savings fully payable
Interest Rate	3.5% per annum
Sum Assured	N1,000,000
Payment Frequency	Monthly
Special Additonal Benefits	Double Death Benefit

	Benefit(s)
Death	Sum Assured or Account balance (whichever is greater)
Maturity Benefit	Balance in savings fully payable
Interest Rate	4.5% per annum
Sum Assured	N1,000,000
Payment Frequency	Monthly
Special Additonal Benefits	Double Death Benefit

Features	Classic	Premium
N1 million 3rd party property damage
Unlimited 3rd party bodily injury or death liability
Full value for stolen vehicle (no deduction for depreciation)
No deductible on accidental damage to your car
Cash back after 24 months without a claim	15%	15%
Car insurance discount for male drivers 45 and above	15%	15%
Car insurance premium payable in 6 equal instalments paid monthly
Personal accident benefit for policy holder	₦250,000	₦500,000
Personal accident benefit for occupants of insured vehicles	₦100,000	₦200,000
Free Towing
Replacement of your vehicle or the cash equivalent	-
Personal Claims Relationship Manager	-

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